Information We Collect
We may collect various types of information, including but not limited to:
1. Personal Information:
- Contact details (such as name, email address, and phone number)
- Financial information (such as income, credit history, and loan eligibility)
- Identification details (such as Aadhaar number and PAN number)
- Transaction records (including payment history and loan-related activities)
2. Device Information:
- Device type, model, and operating system details
- IP address, browser type, and version
- Mobile device identifiers and location data
3. Usage Information:
- Log files and data gathered through algorithms
- Information about your interactions on our website
- Cookies and similar tracking technologies
How We Use Your Information:-
We use your information for various purposes, including:
1. Providing Our Services:
- Processing payments, loans, and transactions
- Managing loan applications and approvals
- Offering home loan services and related assistance
- Enabling UPI payments
- Providing customer support and resolving issues
2. Legal Compliance:
- Ensuring compliance with relevant laws and regulations
- Preventing fraud, money laundering, and other illegal activities
- Responding to legal inquiries and requests
3. Communication:
- Sending updates regarding transactions, loan status, and other essential information
- Addressing any questions or concerns you may have
Sharing Your Information:
We may share your information with third parties under the following conditions:
1. Service Providers:
We may share your data with trusted third parties who help us provide our services, including payment processors, analytics providers, and customer support teams.
2. Legal Obligations:
We may disclose your data if required by law, such as responding to subpoenas, court orders, or government requests.
3. Business Transactions:
In the event of a merger, acquisition, or sale of assets, your data may be transferred to the new owner.
4. With Your Consent:
We may share your data for marketing or promotional purposes if you have given us permission to do so.
5. Aggregated Data:
We may share anonymized, aggregated data for statistical, research, or analysis purposes.
We adhere to the GDPR Act 18 to ensure transparency in all activities on our website, and we follow the 2009 amendment to the Information Technology Act to protect your information.
6. Cookies and Similar Technologies:
We use cookies, web beacons, and similar technologies to track and store information about your use of our website. You can manage your cookie preferences through your device settings or within the app.
7. Data Security:
We take reasonable steps to protect your personal data from unauthorized access, misuse, or alteration. However, no internet-based transmission can be entirely secure, and we cannot guarantee absolute security.
8. Privacy Policy Updates:
We may update this Privacy Policy from time to time. The latest version will be posted on our Website/App, with an updated effective date. We recommend reviewing this policy regularly.
9. Contact Us:
If you have any questions or concerns about this Privacy Policy, please reach out to us at https://homeschemeloan.com/ You can also contact our customer support team anytime.
Thank you for trusting https://homeschemeloan.com/ with your financial information. We are committed to ensuring the privacy and security of your data.